On January 6, 2012, San Joaquin Delta College announced that as of this spring student aid disbursements will be handed to students via “MySJDCCard.” MySJDCCard is a MasterCard debit card that allows student aid disbursements via an Easy Refund Program (ERP) — a direct deposit system that must be backed by a banking institution. Conveniently MySJDCCard will also provide online bill-pay for the student tuition.